Request your next loan, insurance or savings plan on WhatsApp.
Skip the complicated first steps. Tell us what you need, answer a few simple questions, see a loan estimate straight away, and get connected with a relevant provider where one is available.
Skip the complicated first steps. Tell us what you need, answer a few simple questions, and get connected with a relevant provider where one is available.
You decide whether your enquiry is shared with a provider
FinChat Hub handles your enquiry and, with your permission, refers it to a participating provider. The provider makes its own decision.
Try it here — tap I need a loan
An example of the WhatsApp chat. Figures are indicative, and nothing is sent unless you choose to send your request.
9:41
FinChat Hubonline
What do you need today?
Pick one to try it right here, or start on WhatsApp. Loan figures are estimates; providers decide on approval, price and terms.
Accepting enquiries
Looking for a loan?
Start your loan enquiry on WhatsApp. Tell us how much you need and for how long, and a participating lender can follow up. You apply with them, and they decide.
Tell us what you are saving or investing for and start an enquiry about relevant savings or investment options. No guaranteed returns, and no investment advice from us.
Start your loan enquiry on WhatsApp. Answer a few simple questions to see an estimate of what you could borrow, then choose whether a participating lender follows up. The estimate is not an approval.
Looking for funeral cover, life cover, loan protection, education cover or hospital cash? Start your enquiry on WhatsApp and explore options from participating insurers.
Tell us what you are saving or investing for and start an enquiry about relevant savings or investment options. No guaranteed returns, and no investment advice from us.
FinChat Hub does not guarantee approval, a policy, funding, investment returns or that a provider will take your enquiry.
Free to use. Only normal data charges apply.
A real reply. Someone from our team replies on WhatsApp within one working day.
Your OK first. Nothing goes to a provider until you agree.
Estimates, not offers. The provider makes the decision.The provider decides. They confirm the price, terms and approval.
100% consent-driven: nothing moves without your OK
How your enquiry is handled
280+enquiries received since 2025
1 working dayfor our team to reply on WhatsApp
Freefor you to use, with no obligation
We refer, providers decide
FinChat Hub collects your enquiry and refers it. We are not a bank, lender, insurer or investment manager, and we do not give financial advice. The provider makes every decision on approval, price and terms.
Nothing moves without your OK
Before anything is shared, we ask you to agree. We record when you agreed and which privacy notice you saw.
One provider at a time
Your enquiry goes to one participating provider suited to your request, not to a list. They introduce themselves when they contact you.
Estimates are not offers
Loan figures here are indicative examples based on what you tell us. Only the provider can make an offer, after its own checks.
Your information
We use your details for your enquiry and keep them as our privacy notice explains. Partner logos appear here only with permission.
FinChat Hub Zambia Limited is a technology-driven financial-services platform. We make loans, insurance and savings simple, affordable and easy to reach across Zambia.
We use WhatsApp, AI, data and automation, and work with partners, to connect individuals, small businesses, informal traders and underserved communities with the right financial-service providers.
Insurance comes first. We're building a digital platform that takes you from finding and comparing cover to quotes, buying, paying, managing your policy and getting help with claims.
Beyond insurance, we connect you with savings and investment options and responsible lenders, so you can borrow, save and protect in one place, without moving between different apps and offices.
Our vision
Borrow.Responsible loans for people and businesses
Save.Savings and investments toward your goals
Protect.Insurance for your family, health, car, home and business
Grow.Starting in Zambia, then across Africa
Over time, and subject to the required regulatory approvals and licences, we plan to grow into a broader financial-technology business, including microinsurance. Our aim is to make essential financial services easier to reach for everyday people and businesses.
Questions
Ready to start your enquiry?
Answer a few questions on WhatsApp. It's free, and our team replies within one working day.